An estate freeze is a powerful planning tool for Ontario business owners who want to secure the current value of their company and pass future growth to family or successors. This guide explains the estate freeze process—from valuation and share reorganization to family trust setup and tax planning—helping you retain control and maximize tax benefits for your heirs.

The Bank of Canada’s decision to lower its overnight rate to 2.25% has set the stage for attractive buyer conditions in fall 2025. Discover how lower rates translate to increased affordability, shifting market dynamics, and new mortgage rate trends—plus expert tips for maximizing your buying power.

When selling a business in Ontario, one of the first decisions owners face is whether to structure the deal as an asset sale or a share sale. Each approach comes with distinct legal, tax, and practical considerations that affect both the buyer and the seller. This guide breaks down the key differences, advantages, and drawbacks of each option—and how to decide which structure best suits your goals.

Section 84.1 of the Income Tax Act can turn a tax-efficient business transaction into a fully taxable event. This article shows business owners and advisors how to avoid common pitfalls, outlining practical steps to structure share sales, family transfers, and business exits so you remain compliant and minimize costly tax consequences.